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FHA Loans

The Federal Housing Administration (FHA) backs qualified loans promote homeownership for those with:

  • low or moderate-income
  • limited savings


FHA loan limits vary by county, with larger loan amounts allowed in areas with higher housing costs. FHA loan features include:

  • Low down payment requirements
  • Flexible income, debt, and credit requirements
  • Down payment and closing costs that may be funded by a gift or grant