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HFAs Could Be Model for Low Income Lending

Homeownership has barely budged off the historic lows reached during the Great Recession and its aftermath.  The housing industry has been struggling to understand why this phenomenon has continued even as the economy recovered, and more households are being formed. Many potential first-time homebuyers, especially Millennials have reported on the hurdles they must overcome  to buy, including the difficulty of saving for a downpayment and for many a large burden of debt, especially student loan debt. 

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