The increase in homeowner equity has slightly exceeded the pace of housing appreciation. CoreLogic says that the 63 percent of homeowners nationally who have a mortgage on their property saw their equity grow by 5.6 percent between the first quarter of 2018 and the same quarter in 2019. The national increase in the value of homeowner equity aggregates to nearly $486 billion. On average, homeowners gained about $6,400 in housing wealth during the year that ended in the first quarter of 2019. Nevada had the highest year-over-year average increase at $21,000.