The 2021 Federal Budget prepared by the White House is given little chance of passing Congress but there are a couple of provisions buried in the hundreds of pages of text that might be of interest to MND readers. One is a 10-basis point increase in g-fees, the guarantee fees the government sponsored enterprises (GSEs) Fannie Mae and Freddie Mac charge lenders for guaranteeing loans. The White House estimates the new fee will generate $34 billion over the next 10 years. The current fee averages about 55 basis points including a 10-basis point fee put in place in 2011 to fund the Temporary Payroll Tax Cut. Legislation enabling that fee will expire in 2021 and it is estimated to have generated $31 billion over the last ten years. What is unclear is whether the new fee would be in addition to the "temporary" fee or if it will be allowed to expire.