A LITTLE ABOUT ME

With a detail-driven mindset and a strong commitment to clarity and client satisfaction, I help borrowers navigate the mortgage process with confidence. At Mid Atlantic Funding, I specialize in structuring tailored financing solutions that align with each client’s unique situation

I specialize in:

  • Conventional Loans (Fannie Mae & Freddie Mac) - Reliable, low-cost loan options designed for primary residences and investment properties.
  • Refinancing Strategies - Lowering monthly payments, accessing equity, or adjusting loan terms to fit evolving financial needs.
  • DSCR Loans - Smart solutions for investors looking to qualify based on property cash flow rather than personal income.
  • Rehab Loans - Ideal for buyers and investors renovating properties to maximize their value.

Above all, I am committed to clear communication at every step, strategic problem-solving, and a dedication to making complex scenarios feel manageable for clients. I provide guidance that’s both thorough and borrower-friendly.

Outside of work, I enjoy cooking, training, and exploring new neighborhoods - whether it’s discovering great food spots or evaluating up-and-coming areas for potential investment. That hands-on curiosity gives me a deeper appreciation for the lifestyle and goals my clients are working toward.

I enjoy being part of the journey the most. Every borrower has a goal, and helping clients move toward making that a reality with confidence and clarity drives me.

I'm here to help - feel free to call, text, or email anytime! Email: jcrotti@midatlanticfunding.com